Now live on the App Store

Get out of
credit card debt
and finally sleep.

For the nights you lie awake doing the math. One honest mission at a time, with someone making sure you follow through.

Free to start · No credit card required · On iOS

The debtbrak roadmap: your route to debt-free, one checkpoint at a time

The part no calculator shows

Debt isn't just a number.
It's how you feel at 3am.

constant worry, sleepless nights, on edge, the 3am math, behind, anxious, every payday, dread, snapping at people you love, that pit in your stomach, ashamed, stuck, exhausted.

If any of that is you: you're not careless, and you're not alone. You're exactly who debtbrak is built for.

Why it feels like you can't win

$2,240/yr

in interest on an $8,000 balance at 28% APR —
even if you never charge another dollar

Interest
78%
Principal
22%

Illustrative minimum-payment breakdown

It's not that you're bad with money. You pay every minimum on time and still watch interest swallow the progress.

The day this ends

See your projected date
you're finally free.

Connect your cards, loans, and paycheck and the fog lifts: three real ways out, each with a projected debt-free date. You choose how fast.

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One move at a time

Just the next
right step.

No spreadsheets. No 12-step plan to stare at at midnight. Just the one move that matters this week, and what it buys you before you say yes.

  • ◎ Your Emergency fund and minimums come first
  • ◎ Change the amount or the date anytime
  • ◎ Say "not now" and it listens

You're not doing this alone

Promising yourself
isn't the same as proof.

Saying you'll pay it down is easy. On a connected account, a move only counts once the payment actually lands.

You get credit for what you controlled: making the payment.

New spending is shown, never held against you.

Your move

You've carried this
long enough.

Picture the month the payments finally stop. That's the whole point. Start today and see your first verified payment land.

Get the app