For the nights you lie awake doing the math. One honest mission at a time, with someone making sure you follow through.
Free to start · No credit card required · On iOS

The part no calculator shows
constant worry, sleepless nights, on edge, the 3am math, behind, anxious, every payday, dread, snapping at people you love, that pit in your stomach, ashamed, stuck, exhausted.
If any of that is you: you're not careless, and you're not alone. You're exactly who debtbrak is built for.
Why it feels like you can't win
in interest on an $8,000 balance at 28% APR —
even if you never charge another dollar
Illustrative minimum-payment breakdown
It's not that you're bad with money. You pay every minimum on time and still watch interest swallow the progress.
The day this ends
Connect your cards, loans, and paycheck and the fog lifts: three real ways out, each with a projected debt-free date. You choose how fast.
One move at a time
No spreadsheets. No 12-step plan to stare at at midnight. Just the one move that matters this week, and what it buys you before you say yes.
You're not doing this alone
Saying you'll pay it down is easy. On a connected account, a move only counts once the payment actually lands.
New spending is shown, never held against you.
Your move
Picture the month the payments finally stop. That's the whole point. Start today and see your first verified payment land.
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